Travel Abroad Health Insurance
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Important requirement: Effective 9/1/11, students, faculty and staff from all U-M campuses who travel abroad for University-related purposes must have U-M Travel Abroad Health Insurance and register in the U-M Travel Registry. (University-related purposes include study, research, business, conferences, internships, work and volunteer activities.)
U-M contracts with HTH Worldwide, a leader in international travel health insurance, to provide this coverage.
How to purchase / sign-in (for all U-M campuses):
1. Choose your affiliation and purpose of travel and read about your plan:
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For STUDENTS |
For STUDENTS, FACULTY & STAFF |
For FACULTY & STAFF |
| If you will travel as part of a U-M sponsored group, ask your program administrator if he/she will purchase for you. If so, you do not need to purchase. | You must purchase this plan prior to departure. | This plan covers for up to 180 days. If you need longer coverage, contact Managed Care/Student Insurance Office. |
| Cost: $1.25/day plus a $5 administrative fee | Cost: $1.25/day plus a $5 administrative fee | Cost: No cost, but you'll need to register your trip in the Travel Registry and sign-in to the plan on the first page of the Travel Registry (step 2 and 3 below). |
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Plan may be extended to cover leisure activities before and after your University-related trip. Plan may be purchased for spouses / domestic partners and dependents traveling with the covered student. |
Plan may be purchased by students and current faculty and staff under age 81. Plan may be purchased for spouses / domestic partners and dependents traveling with the covered individual.
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Plan automatically covers you; you do not need to purchase but you should sign-in on the HTH Worldwide website, accessible through the Travel Registry (step 2 and 3 below). Plan automatically covers:
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| For details, see Pamphlet for Students on Educational Activities. | For details, see Booklet for Students, Faculty and Staff on Personal/Leisure Travel (benefits are listed on page 4). |
For details, see Member Guide for Faculty and Staff on University Business (benefits are listed on the last page). |
2. Register your trip with the U-M Travel Registry.
3. On the first page of the Travel Registry, find your link under "Travel Abroad Insurance Enrollment and Information" to purchase or sign in.
Note: All individuals currently affiliated with the University are automatically covered for emergency evacuation in cases of Political Instability or Natural Disaster. Be sure to register your trip in the U-M Travel Registry so that the University can provide assistance if needed.
Effective dates (for Student and Leisure Plans only):
Coverage will begin on the date requested in the online or paper enrollment form or the date the completed enrollment form and fees are received by HTH Worldwide, whichever is later. Coverage is effective 24 hours a day, worldwide, except when in the U.S.
Coverage will end on the earliest of the following dates:
- Date the participant ceases to meet eligibility requirements
- End date requested in the online or paper enrollment form
- First date for which premium and fees have not been paid
How to extend coverage beyond original purchase (for Student and Leisure Plans only): You can extend coverage (both before and after original enrollment date) if an online or paper renewal form is completed and payment is received by HTH Worldwide before coverage ends.
You can renew online by following instructions above at How to purchase / register (for all U-M campuses).
Whenever possible, you should contact HTH Worldwide in advance.
In a non-emergency, HTH Worldwide will assist you in making appointments as long as contact them first, and whenever possible, HTH Worldwide will pay the medical provider directly.
In an emergency, seek appropriate medical care first, then call HTH Worldwide for immediate assistance.
If you require medical evacuation, you must contact HTH Worldwide in advance or your evacuation may not be eligible for reimbursement.
To contact HTH Worldwide, call:
- Inside the US, call 800-257-4823
- Outside the US, call +1-610-254-8769 (collect) or 1-888-243-2358
HTH Worldwide maintains a 24/7 call center to assist members with a wide variety of services including:
- Locating medical care
- Medical evacuation planning and coordination
- Medical monitoring and referral
- Coordination of hospital payment guarantees
When you show your Medical Insurance ID card, doctors and hospitals usually send HTH Worldwide a bill for services that received abroad.
Sometimes a doctor or a health care facility may ask you to pay the bill, or you may need to file a claim for prescription medication. In these cases ask the doctor, hospital or pharmacy for a copy of the bill and a receipt for your payment. You will need these documents to allow HTH Worldwide to reimburse you.
To request reimbursement, you must submit a claim form, which is available on the HTH Worldwide website. Instructions on filing a claim are on the back of the form.
For more information, contact:
Your UM Program Administrator (if you are required to purchase the plan)
HTH Worldwide:
- Visit their website through the U-M Travel Registry
- Inside the US, call 800-257-4823
- Outside the US, call +1-610-254-8769 (collect) or 1-888-243-2358
- Email studentinfo@hthworldwide.com
UM Travel Abroad Health Insurance Committee (TAIC)
Global Michigan, a portal for all things international
UM Travel Registry:
UHS Managed Care/Student Insurance Office:
- For questions or assistance with the plan
- Telephone 734-764-5182
- Toll-free 866-368-0002
- Email mancare-stuins@umich.edu
